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Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. To get the lowest 30 year or 15 year fixed rate consider avoiding PMI (mortgage insurance) even though these loans have higher rates; they have lower payments.
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Yet, both our economy’s are in real trouble. Why is this, despite the fact that interest rates in the UK have remained fairly constant compared to US interest rates? Apart from the latest 1.5% rate cut of course, but that was only last Thursday.
Lawrence’s answer is “interesting” but has the facts upside down; UK interest rates are, in effect, imposed by the government, whereas those in the US are set by the “Fed” and are dictated by the conditions of the market…
